What Is a No-Fault State and an At-Fault State in Regards to Auto Insurance Claims There are many legal terms you may have heard regarding accident insurance. Two of those are 'no-fault' insurance and 'at-fault'. A New Orleans auto accident lawyer can help you navigate the at-fault regulations in Louisiana. Only a handful of states are no-fault states. This means that an injured accident victim is generally required to get compensated from their own insurance company. If you