Most Americans are careful to be sure they always have car insurance on all of their vehicles. However, an oversight, or neglecting to pay your car insurance premium can quickly cause problems; especially when you're in a car accident. As a matter of fact, according to an article in The Fiscal Times, uninsured drivers cost the United States more than $2.6 billion dollars every year. You may wonder why these costs (which are 75% higher than they were just a decade ago) are so

Recently the Insurance Research Council estimated the percentage of uninsured motorists on Louisiana highways was about 13 percent. Insurance Commissioner James J. Donelon estimates that as many as 30 percent of drivers in Louisiana do not carry an automobile liability policy. Higher insurance for everyone The state's Department of Motor Vehicles says this is why the Pelican State has the second-highest auto insurance costs in the country. For this reason, state legislator

There are many legal terms you may have heard regarding accident insurance. Two of those are 'no-fault' insurance and 'at-fault'. A New Orleans auto accident lawyer can help you navigate the at-fault regulations in Louisiana. Only a handful of states are no-fault states. This means that an injured accident victim is generally required to get compensated from their own insurance company. If you don't have insurance, even if an accident is your fault, the other driver cannot fi

Many times, you hear about accidents with the term "no-fault" tagged on. No-fault insurance is designed to lower potential litigation costs. It requires personal injury protection and can pay for medical care for each insured driver. However, Louisiana is a "fault" state. After an accident, the driver who is legally at fault for causing the accident is held liable through insurance for a property damage or personal injury from the crash. A New Orleans auto accident attorney c

Louisiana’s No Pay No Play Auto Insurance Rules Explained Recently the Insurance Research Council estimated the percentage of uninsured motorists on Louisiana highways was about 13 percent. Insurance Commissioner James J. Donelon estimates that as many as 30 percent of drivers in Louisiana do not carry an automobile liability policy. Higher insurance for everyone The state's Department of Motor Vehicles says this is why the Pelican State has the second-highest auto insura