Do I need a Last Will and Testament?

A Will can do many things. The most important thing a Will can do is change the people who would inherit in the absence of a Will.  Among other things a Will can also do many other things, for example: 1) name a guardian/tutor for minor children; 2) create a trust for grandchildren, special needs or spendthrift heirs; 3) for larger estates, make provisions to save estate taxes; and 4) remove any doubt as to what you want done with your property after your death!